Disclaimer
Effective Date: May 7, 2026 Last Updated: May 16, 2026
HomePilot provides educational planning tools and general information for people preparing to buy a home. The Service is designed to help you organize questions, estimate possible costs, and understand common steps in the home-buying process.
HomePilot does not provide financial, legal, tax, mortgage, insurance, investment, or real estate advice. HomePilot is not a mortgage lender, mortgage broker, real estate brokerage, law firm, tax advisor, insurance provider, title company, escrow company, credit repair organization, or home inspector.
HomePilot is for education and organization only. It is not financial, legal, tax, mortgage, or real estate advice. Homebuying rules, costs, loan terms, taxes, and closing requirements vary by location and personal circumstances. Always verify information with your lender, real estate agent, attorney, inspector, tax advisor, or other qualified professional.
No Legal Advice
HomePilot does not provide legal advice, legal representation, contract interpretation, title opinions, escrow advice, or guidance about legal rights or remedies. Contract deadlines, contingency rights, earnest money risk, seller obligations, title matters, attorney review, recording rules, and closing requirements vary by jurisdiction and by contract.
If you need help understanding a purchase contract, inspection response, title issue, disclosure, attorney-review period, closing document, dispute, or legal deadline, consult a qualified real estate attorney licensed in the relevant jurisdiction.
No Mortgage Advice or Loan Approval
HomePilot does not provide mortgage advice, loan recommendations, underwriting decisions, credit decisions, preapproval, loan approval, rate locks, or commitments to lend. Any mortgage-related content is general education only.
Only a qualified lender or mortgage professional can evaluate your loan eligibility, available loan products, interest rate, APR, points, mortgage insurance, escrow requirements, cash to close, documentation requirements, and final approval conditions.
HomePilot does not guarantee that you will qualify for a mortgage, receive a specific interest rate, obtain a particular loan amount, avoid mortgage insurance, close by a specific date, or be approved for any home purchase.
No Tax Advice
HomePilot does not provide tax advice. Property taxes, transfer taxes, deductions, credits, escrow treatment, reassessments, exemptions, capital improvements, and other tax matters vary by location and personal circumstances.
Consult a qualified tax advisor or appropriate local tax authority before relying on any tax-related assumption.
Estimates Are Not Approvals
Any affordability range, monthly payment estimate, down payment estimate, closing cost estimate, checklist, timeline, state-specific note, or other output from HomePilot is only an educational estimate. It is based on the information you enter, general assumptions, and simplified models.
Actual loan eligibility, interest rates, fees, taxes, insurance premiums, property condition, appraisal results, closing timelines, and cash needed to close can differ materially.
Calculators and estimates are educational only. They may use assumptions about interest rates, debt-to-income ratios, property taxes, insurance, PMI, closing costs, down payment, loan term, and other inputs. Those assumptions may be incomplete, outdated, or different from the terms available to you.
Always verify local rules, taxes, fees, loan terms, insurance premiums, closing costs, escrow requirements, title requirements, attorney requirements, inspection issues, and property-specific concerns with qualified professionals.
Work With Qualified Professionals
Before making decisions about buying a home, applying for a mortgage, signing a contract, waiving contingencies, choosing a loan product, or closing on a property, consult qualified professionals such as:
- a licensed mortgage lender or broker;
- a licensed real estate agent or broker;
- a real estate attorney where appropriate;
- a tax professional;
- a financial advisor;
- a home inspector;
- an insurance professional; and
- a title, escrow, or settlement professional.
HomePilot does not replace any of these professionals. Public educational pages, app checklists, saved-home notes, calculator estimates, timeline estimates, and reminders are intended to help you organize questions and tasks before you verify details with the appropriate professional.
State and Local Differences
Home-buying requirements vary by state, county, municipality, lender, title company, escrow provider, attorney practice, and market conditions. HomePilot may include generalized state-aware guidance, but it may not reflect every local requirement or recent legal change.
Third-Party Links and Information
HomePilot may link to third-party websites, listings, calculators, public resources, service providers, or advertisers. We do not control third-party sites and are not responsible for their content, availability, accuracy, policies, products, or services.
Advertising and Affiliate Content
HomePilot may display advertising on public educational pages. Ads do not influence our core planning tool outputs. Sponsored or advertising content should not be treated as a recommendation, endorsement, or professional advice.
Contact
Questions about this Disclaimer can be sent to parkdigitalventures@gmail.com.