Free planning for first-time buyers

Plan your first home purchase with confidence.

Estimate a realistic home-buying budget, get a personalized checklist, and understand what to do next in your state — all in one simple plan.

Educational planning only — not a lender, broker, legal advisor, or loan approval.

Estimate your buying range

See a rough price range based on income, debts, down payment, rate, taxes, insurance, and PMI.

Follow a personalized roadmap

Know what to do first, what can wait, and what changes based on your state.

Stay organized as you search

Track checklist progress, save homes manually, and keep key next steps in one place.

How HomePilot helps

Start with rough planning inputs, then adjust the plan as your search gets more real.

Step 1

Answer a few planning questions

Tell HomePilot where you’re buying, your rough income, debts, savings, timeline, and home type.

Step 2

Get your budget and checklist

See a rough planning range, monthly payment estimate, upfront cash estimate, and personalized checklist.

Step 3

Adjust as you learn

Update your assumptions, track progress, and save homes as your search gets more real.

Built for first-time buyers who want clarity before pressure.

HomePilot is designed to help buyers organize the early home-buying process before they are under contract, comparing lenders, or rushing through deadlines. It gives educational estimates and checklists so you can ask better questions when you speak with licensed professionals.

Free to start

No credit check

Guest mode available

You can edit your inputs later

Learn before the process gets busy

Public resources explain preapproval, closing costs, inspections, escrow, offer deadlines, and moving logistics in plain language.

First-time homebuyer checklist

Learn the order of operations from savings and preapproval to inspection, appraisal, closing, and moving.

How much house can you afford?

Understand income, debts, down payment, rate assumptions, PMI, taxes, insurance, and cash reserves.

Closing costs guide

Plan for lender fees, title costs, inspections, prepaid taxes, moving expenses, and post-close repairs.

Is HomePilot a lender or real estate brokerage?

No. HomePilot is an educational planning tool. It helps you estimate a budget, organize tasks, and understand the process before you speak with licensed professionals.

Can first-time buyers use HomePilot before pre-approval?

Yes. You can use HomePilot to organize your finances, estimate cash needed, and prepare questions before applying for mortgage pre-approval.

Does HomePilot replace a lender, attorney, inspector, or agent?

No. HomePilot does not provide legal, mortgage, tax, or real estate advice. Always confirm important decisions with qualified professionals in your state.